
1 lb dry pinto beans
2 quarts (8 cups) water
1 small onion
4 Tbsp butter
1 tsp salt, or to taste
1 1/2 tsp chili powder
2 tsps jalapeño (we use canned so the heat is consistent)
2 tbsp green chiles
2 tsps onion powder
1 tsp garlic powder
1/2 tsp ground cumin
1/4 tsp freshly ground black pepper
1/2 brick of cream cheese
Soak beans in a bowl or pot overnight in 8 cups of cold water.

Drain and rinse beans after soaking. Place beans in a pot with 8 cups of water and diced onion (or dried onion). Cover with a lid and cook on high for 1 1/2 - 2 hours.
Once cooked (they should be fully tender when pierced with a fork), ladle out 1 3/4 cups of the water and reserve. Drain remaining water by pouring beans into a colander. Place beans, reserved 3/4 cups of water, butter, cream cheese, chili powder, onion powder, garlic powder, cumin and pepper in a blender.

Cover blender with lid and blend on low/medium speed for about 1 minute or until well blended. If it is too thick after blending, add more of your reserved water until its the right consistency.

Pour mixture into a large bowl, stir in shredded cheese. Serve warm with tortilla chips. Store in the fridge.
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